FINAL EXPENSE LIFE INSURANCE (FEX)
Taking steps towards a secure tomorrow for your family
No Health Exam Required
Level Premiums That Never Go Up
Benefits That Never Decrease
Coverage $5,000-$50,000
Coverage Lasting To Age 120
Jamie Chirio
Licensed Broker
Benefits of FEX
Permanent Coverage
Coverage guaranteed to last until age 120
Level Death Benefit
Benefit will not decrease.
Level Premium
Premiums will never increase
Beneficiary of Choice
Choose your beneficiary and split it up to 10 ways
Benefits Paid Out Tax Free
All benefits are not subject to tax and will be received tax free
Double Accidental Coverage Available
Plans available that include "double indemnity". If you pass away in an accident, the death benefit will double. Example) $10,000 death benefit turns to $20,000.
Accelerated Death Benefit For Terminal Illness
If you are diagnosed with a terminal illness, some companies will allow you to receive 50% of your death benefit immediately while still alive.
Immediate Coverage Available
If you can qualify, there are plans that will pay out immediately with no waiting period if you pass away.
Other coverage options include graded or guaranteed issue which will pay out a % of total death benefit in first two years and full death benefit if you live longer than two years.
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